Friday, March 6, 2020

Fun Physics Games For Kids

Fun Physics Games For Kids Playing Games Related To Physics ChaptersResearch Into GamingHow Can Physics Games For Kids Help Mine Learn?Fun Physics Activities In The Form Of Apps Or Downloadable SoftwareWebsites Dedicated To Online Educational GamesHave you always been of the belief that your kids are wasting their time playing video games or sitting with their faces glued to their tablets, and that they'd be much better off playing with a jigsaw, doing some colouring  or playing a matching game? Have you ever wondered if they actually learn anything useful from this kind of screen time that people are so keen to warn parents about?You can take matters into your own hands and encourage your son or daughter to engage with and play games that will help them to develop a mathematically curious mind. If they are going to play games anyway, you might as well make it work to your advantage (and theirs!). Make it your mission, your quest, to teach them how to learn something that will benefit them with the use of these educational games for kids and other ideas.Through learning activities, solving number games and other games for kids, your child could potentially gain number sense, learn how to better apply logic, improve on their thinking skills, and develop their reasoning.Keep reading to find out more about how games and activities can help them learn about physics!Make the most of your wifi at home by using it to educate your children. Photo credit: mista stagga lee on Foter.com / CC BYThe Physics ClassroomThe Physics Classroom is yet another free-to-access set of instructional pages written in a user-friendly manner and complemented by cool graphics and visual elements to make the journey even easier. The classroom tutorial section is the ideal starting point for those grasping for understanding or searching for answers to basic Physics questions.In addition, the website has numerous sections and zones that you can pick from. Just take the Physics Interactives, for instance, which is designed with tablets in mind and incl udes skill-building exercises, simulations, and game-like challenges to add a bit of fun competition.Need more help? Hire a  Physics Maths tutor.Furthermore, there's the Concept Builders area, which offers a collection of exercises that focus on discrete learning goals. Complete with many interactive elements, this section is the perfect tool for getting students thinking about the meaning of concepts.Last but not least, the Multimedia Physics Studios has a huge collection of animations and movies designed to demonstrate the principles of physics in a visual way, with explanations to accompany each lesson and links to further information.

How to Break your Songwriters Block and Get the Girl

How to Break your Songwriter’s Block and Get the Girl Suzy S. Twenty years ago in 1991, before Justin Bieber was even born, soulful crooners like Whitney Houston and Color Me Badd topped the Billboard charts.   Its also the year Boyz II Men released their first album, Cooleyhighharmony. Today the group released their latest album, Twenty, featuring an array of new songs, as well as a few of their old-school classics. If you grew up in the 90s, theres a good chance groups like Boyz II Men provided the unofficial soundtrack for your middle school crushes and forlorn love stories. The majority of their songs like most of the RB genre have a theme of love and relationships.   For songs with so much emotional draw, lyrics are especially important. And as pop culture has showed us time and time again, music is a great way to woo the object of your affection (just look at John Cusack in Say Anything and he didnt even have to play an instrument!).   But whats a musician to do when you want to get the girl, but cant find the lyrics to say it?   Dont fret weve got a few tricks up our sleeves to help you overcome your songwriters block, courtesy of Disk Makers blog, Echoes: 1. Start with a title “Find an interesting title and most of the song will often write itself,” says songwriter, guitarist and producer Tommy Marolda, who has written tunes with Richie Sambora and Rod Stewart. “That’s something I’ve used in a lot of my songwriting.” Successful song-crafters like Bon Jovi and Diane Warren have used this strategy, and songs like “Living’ On A Prayer,” “Bed Of Roses” and “Dead Or Alive” were written this way. “With most songs, the title tells the whole story,” he continues. But where can you get an intriguing song title if the ideas just aren’t flowing? “Try looking at magazines,” says Marolda. “You can flip through the table of contents and sometimes they use interesting hyperbole or plays on words that can spark something in you. Or go to a poetry section in a book store and look at the titles of poems.” 2. Look and listen everywhere “Whether you’re on a train, walking around, or just having a conversation, you never know what you’re going to hear,” says independent singer/songwriter Natalie Gelman. “When I’m really in the moment and paying attention to what’s happening around me, sometimes I’ll hear someone say something random and think, That’s a great line! I should use that.’” 3. Carry a notebook, voice recorder, or both This may seem basic, but since you never know when inspiration will strike, it’s important to have a way to document a great musical idea whenever it comes along. If you’re comfortable with traditional musical notation, a small notebook with staff lines can be all you need. If you prefer to sing your melodies, a voice recorder on a smart phone or another small recording device can do the trick. 4. Keep unfinished ideas Even if you’re only able to come up with a verse here and a chorus there, save everything you write, recommends Marolda. “A lot of famous songwriters have a suitcase full of ideas that they pull for different songs when they get stuck,” he says. “Go back into your own catalog of unfinished work and see what’s hanging out. You’d be surprised that a bridge you wrote years ago might fit perfectly with a song you’re working on now.” 5. Write a lot For Gelman, more hours spent writing music means an easier overall creative process. “Writing constantly helps you become comfortable with the act of crafting songs â€" and with yourself as a songwriter,” she says. “As songwriters, we have to accept the good, the bad and the ugly that comes out when we write. It’s important not to reject anything that you write, and to keep writing.” Part and parcel of writing a lot is working on whatever inspires you at any given moment, regardless of whether or not it fits into your genre of choice. Are you a shred-metal guitarist who suddenly comes up with a great Zydeco accordion line? Write it down. Even if it’s totally unusable for your current band or project, you never know when such a creative tidbit might come in handy down the road. This is just the start to the full list of tips, which can be viewed here.   After youve tried your hand at writing, let us know how it goes.   What are your own strategies for writing songs?   How many of you carry around a notepad for when inspiration hits?   Share your thoughts by leaving a comment below! Looking for songwriting lessons?   Click here to search for a teacher near you!   Like these posts?   Sign up to receive daily updates right to your inbox!   Click here to subscribe.

Thursday, March 5, 2020

9 Important Blogging Tips for College Students - Private Tutoring

9 Important Blogging Tips for College Students BobbiM Sep 25, 2015 Blogging turns out to be one of the major online income generating avenues, especially for school and college students. I personally can do my essay online, post it on my blog and make some money. In pursuit of their blogging dreams, many students even miss classes in order to do research and write articles. This is bound to affect their academic performance. This article highlights nine important blogging tips for college students, to help them strike a balance between their studies and blogging. 1. Prioritize your studies In as much as blogging gives you fame and money, at the end of the day, employers will look at your academic qualification and not your prowess in blogging. Therefore, give your class attendance and studies the seriousness they deserve. 2. Sketch a suitable schedule It is important to have a timetable. Allocate blogging a suitable time frame, not beyond midnight. It is healthy to sleep for at least 6-7 hours. 3. Determine what time goes to blogging Again emphasizing on tip number 2, strike a balance between your studies and blogging after your class time. Follow your timetable to the letter. 4. Create personal publicity for your blog Make an effort to tell everyone about your blog. Give them your blog address to create an audience for your content. Seek for some feedback on your posts by asking them to fill in something in the comments section. 5. Count blogging as a valuable part time job Unlike other part time jobs that college students engage in, blogging generates much more revenue. It is advisable to seek out a renowned web publisher, showcase your work and be sure to increase your chances of getting a writing job, if and only if you are a proficient writer. 6. Establish connections in your city Seek out famous bloggers in your city, meet them and connect with them for a broad experience in the field. You can also attend blog camps and get a great opportunity to seek clarification on certain issues unclear to you. 7. Consider starting blogging classes in college With relevant and adequate experience in blogging, you can consult your head of department for permission to start blogging classes in college. This will give the other students a chance to learn about how they could make money through blogging. 8. Create an impression with your friends Blogging, as mentioned earlier, comes with some degree of fame. Take advantage of it by coming up with interesting articles, especially ones that could solve technical problems among your friends. 9. Be informed on blogs in your field. If you are an engineer, this blog whatengineers can be an example for you. If you are a student taking Art subjects, read blogs in that field to gain more insightful knowledge. Similarly, if you are a Science or technical-related student, read relevant blogs to build on your blogging experience. For instance, you could read Harsh Agrawal’s blogs.  With these few blogging tips, college students can make the best out of blogging. Other than making money, blogging serves as a good part time job, instead of lazing around or engaging in unhealthy behavior such as drug abuse during free time. Moreover, blogging is a great opportunity to harness creative thinking. The online media offers a broad platform for bloggers and other online writers to venture into. How could you use blogging in your world?  Let us know in the comments below!  And if you enjoyed this post, please share it on Twitter or Facebook, stumble it on Stumbleupon or pin it to Pinterest.

How Can Schools Find the Time for Tutoring

How Can Schools Find the Time for Tutoring With tightening budgets and a trend towards evidence-based decision-making, school leaders are under more pressure than ever to demonstrate additionality for their investments. Teaching staff are  increasingly overworked and  schools must find new answers to some familiar questions: which students should be targeted, how should we support them and who will provide that support? When it comes to tutoring, undoubtedly the main barrier for schools is cost. By using trained and experienced volunteer tutors the Tutorfair Foundation can bypass that issue, but the practical questions around organising support remain. Even when providing completely free tutoring to a school, there is one key issue that divides opinion, where school policies diverge the most and many different approaches are used. That is when should the additional support take place? The Foundation’s Director, Joss, gave us his thoughts on the problem of timetabling for tutoring in schools. Increasingly, the mainstream secondary schools I speak to are consciously moving away from requesting in-class support. This is not to say that they believe in-class support is not impactful or not welcomed by teachers; only that they’re aware that the impact of this intervention can be harder to show. Consequently, the well-publicised research into high-quality small-group tuition  (as well as its relative cost efficiency) makes this the more common approach â€" focused, high-impact and simple to monitor. So, let’s imagine we are planning to support a group of three Year 11 students with their maths. Their predicted grades are all 5, but they’ve been struggling with the fundamentals for a while and they’re at risk of falling behind where they need to be. We want to group them together and have them work with a tutor for an hour each week to work on individual difficulties, improve confidence and secure three good passes. Generally speaking, we have three main ways to deliver this. Firstly, we could arrange for students to have their maths tuition for an hour outside of teaching time. Sometimes schools will ask students to come in on Saturday mornings for this purpose, but more likely we’re looking at an hour after school or during lunch break. Secondly, we can take students out of their lessons in other subjects. Most often this means sacrificing an hour of P.E. or PSHE, but (depending on the student and the time of year) has sometimes included extractions from the non-core subject in which the student in question is least likely to achieve a passing grade. Thirdly, we can arrange for the sessions to take place during their timetabled maths lessons - for one hour per week they will go to a tutor instead of to their usual class. All three of these options offer obvious benefits, but each also has its pitfalls. So how can schools navigate their policies and make the right choice? Maths tutoring in non-teaching hours More than ever before I am speaking with schools who operate a strict policy of never removing students from their lessons for interventions â€" particularly in Year 11. Historically, it has been common practice for schools to operate a programme of extractions using their teaching assistants as an “informal” teaching resource for their most needy students. Although, undoubtedly, this was driven by efforts to provide additional support to the students who need it, evidence now suggests this is not best practice and is not the best use of teaching assistants’ time.   Perhaps partly as a reaction to this, I’m now more likely to speak with school leaders who are formally focused on keeping all students in their lessons and investing in interventions that directly improve or augment classroom teaching, rather than relying on a programme of extractions to address low-attainment. So, if students aren’t coming out of lessons, our Year 11s must have their maths tutoring after school or during lunch. The obvious upside of this is that it won’t disrupt learning in any other subjects â€" we’re only adding to learning time and never replacing it. But, of course, more learning does not mean better learning â€" evidence consistently shows that the quality of a provision (and our students’ engagement with it) has a much greater effect on outcomes than its quantity. The clear danger is that students asked to stay behind after school or miss lunch for additional maths support can feel singled-out and even punished as a result. This, in turn, limits the number of students for which the intervention will be effective. Only students that are highly motivated will settle to the provision long-term. Students that are anxious or disengaged with the subject will find it very hard to commit to and enjoy after-school support over a number of weeks, leading to issues with attendance and behaviour in the sessions. This also poses challenges for the tutor, who has to deliver their lesson appropriately to the situation â€" bearing in mind that the students may be predisposed to resent attending the sessions and may arrive either tired from a full day of lessons or needing to blow off some steam at lunch. A further problem is that (at least when considering our volunteer/tutor community) many successful tutors who would like to support a local school will be in high demand after 3pm and are likely to have their own clients booked for in-home lessons. As a result, we find that opportunities for after-school support are harder to recruit for than opportunities that take place during the day. Maths tutoring replacing lessons in other subjects Often, schools will operate a policy that allows for extractions from some subjects but not others. The usual suspects will suffer first (double P.E. here, a Careers lesson there) but, as exams approach, the number of lessons that can find themselves on the chopping block increases. This has always presented a problem in school; an understandable tension between departments as attendance begins to drop in one subject to insure against failures in another. All teachers are under pressure to demonstrate progress in their own subjects so, inevitably, grievances can occur when this method is used. As with tutoring after school, students can feel similarly singled-out and punished by being removed from other subjects â€" particularly when they enjoy those subjects more than they enjoy maths. More broadly, the notion that P.E., PSHE, history or computing should function as a reward for students who are succeeding in maths rather than important aspects of a students’ education in their own right is problematic â€" and not a notion that, in my experience, school leaders would stand by. But the time for interventions must come from somewhere and these decisions can be difficult. Removing students from lessons in other subjects enjoys the same benefit as tutoring during non-teaching hours (it means more maths support for struggling students) but faces many of the same drawbacks and more. Aside from the increased practical difficulty in timetabling sessions for a group of students that might be expected in a number of different subjects, it can put students off, stoke internal tensions and, most importantly, requires additional work to ensure that progress in tutoring sessions is meaningfully connected to the students’ maths lessons. Maths tutoring replacing maths lessons The final option to explore is removing students for tutoring during their maths lessons. This is an option that is more likely to be prohibited by school policy for students in later years â€" more popular as an intervention for KS3 students than those in KS4. The question posed by this method is that of where students should be during their maths lessons. Surely, if the maths provision at a school is adequate, the best place for students during their maths lessons is in their maths lessons! It’s hard to commit to the notion that they should be somewhere (anywhere) else during this time, but it’s obvious that in some cases students will benefit from more individualised help with the topics at hand. This approach carries the highest risk and the highest reward. The risk is that if an intervention is unsuccessful (whether because it fails to settle over a number of weeks or simply because the standard of tuition isn’t high enough) then not only have our three Year 11 students not been helped by the sessions, they’ve also missed crucial maths lessons that they would otherwise have attended. The reward stems from the fact that tutoring is so much more likely to be impactful if it is directly and meaningfully connected to teaching in the classroom. By taking students from their maths lesson to a small-group setting, tutors can start from the same themes, resources and approaches used in the lesson â€" offering individualised support with minimal divergence from the content of the lesson they’ve been taken from. This means their next maths lesson will follow on intuitively from the session and we’ll see impact from the tutoring more effectively translated back into the classroom. Ideally, this approach encourages a closer working relationship between the tutor and the maths department â€" where, for example, in after-school sessions there is no guarantee the tutor would even have met their students’ teacher, let alone regularly communicate and share resources. This approach will see the highest attendance and engagement from sessions and encourages students to see the support as augmenting their learning â€" not singling them out or punishing them for struggling. Choosing a route Whilst tutoring during scheduled lessons has the highest potential to be impactful, effective support that is directly connected to classroom teaching, we know that it has the highest risk and can challenge policies that rightly value classroom teaching as the indomitable provision. Once tutoring is underway and a relationship is established between tutor and tutee, however, it’s difficult to deny that more individualised support once a week would be a fantastic resource for any struggling student. Perhaps, where there is room to make a choice as to which route to take, it would be best to begin a programme of tutoring during non-teaching hours or via extractions from other subjects. After 3 or 4 weeks, once a relationship is established and the provision is judged to have settled effectively, the sessions could move to take place during timetabled maths lessons. This would capitalise on the likely increased impact of connecting to lessons, whilst mitigating the risk of an unsuccessful intervention. The burden on other subject teachers would be lessened, and students wouldn’t have to commit time after school or during lunch for the entirety of the provision. If you have any questions or comments or would like to discuss having our volunteer tutors support students at your school, feel free to get in touch us me at foundation@tutorfair.com. I’ll be delighted to hear from you.

How I Learned to Speak 5 Languages (and You Can, Too)

How I Learned to Speak 5 Languages (and You Can, Too) How I Learned to Speak 5 Languages (and You Can, Too) In August of 2015, I made one of the scariestâ€"but most rewardingâ€"decisions of my life.I decided to become a polyglot. I wanted to successfully speak five languages: English, Arabic, German, French and Berber.At the time, I only knew very little French vocabulary that I learned from school and had intermediate Arabic skills. I also spoke Berber natively.Its been a little more than two years since I made that ambitious decision.  Where do I stand today?Well, for one thing, Im able to write this blog post in English! Ive also met hundreds of German, French and Arabic speakers along the way and have communicated with them in their native languages. As of this writing Im an expert in Berber, upper-advanced in Arabic, advanced in English and intermediate in French and German.If youre an aspiring polyglot, Ill show you exactly what Ive been doing in the past two years to be able to speak five languages today. There are five key strategies I used to learn my target languages, which you c an apply to your own multilingual goals.Ready to join the polyglot club? How I Learned to Speak 5 Languages (and You Can, Too)1. Taking One-on-one Online Language LessonsLearning a language by yourself is an admirable (and totally possible!) goal. Solo education can also work for learning multiple languages, but if you have the time and some spare funds, one-on-one lessons make the process so much faster and more effective.A language tutor will help you tackle the most important facets of your target language(s) and identify your personal linguistic weaknesses. But as expert language educators, theyll also be able to help you accelerate the language learning process in general, with tricks you can apply to more than one languageâ€"whether its improving your memory for vocabulary words, finding cognates between languages, etc.Theyll also keep you accountable in your studies, always pushing you forward.To make learning fun, I always make sure I connect with teachers who share the sa me interests. I find this a crucial strategy to have a successful learning experience, especially as it minimizes um moments and keeps the conversation going.Just recently, I met a Spanish teacher from Catalonia and talked to her about her experience studying translation in Barcelona (which is something Im interested in) and she helped me learn more about the courses available in Spain. Throughout our conversations, shes taught me some basic Spanish vocabulary related to academics and translation.Besides Spanishâ€"which I dont speak fluentlyâ€"Ive also scheduled online language lessons for learning German and English.There are a number of great online platforms where you can find tutors in any language. In particular you might want to check out Wyzant, which allows you to find experienced, vetted tutors both locally or online. That gives you tons of flexibility for learning a range of languages, no matter where you are or what your busy schedule looks like.2. Making Language Partner s on HelloTalkLanguage partners are two people who each want to learn the others native language. For example, during a language exchange session between an English and Spanish speaker, the conversation could be in English for 30 minutes and then Spanish for 30 minutes, so both people get to practice their target language.After testing many language exchange  platforms, the mobile app  HelloTalk  stood out to me in particular.For me, what sets HelloTalk apart is the chat features (e.g. instant translation, voice-to-text recording, grammar correction, video and audio calls). Its language learning forum and huge user base (over 7 million members from all over the globe) also make it appealing.With the basic free plan, you can only communicate with learners of your native language and speakers of one target language. But if you get a pro subscription, which costs about $2 per month depending on length, youll be able to switch between multiple target languages.You may decide to chat in one language for a set period of time (say, a month) and then switch to another for the same period.To ensure I dont get ignored when I pitch prospective language partners, I usually include a hook in my first message. Heres one of the messages I recently sent to a language partner from the U.K.:Hi Jessica! They say an Englishman laughs three times at a  joke. The first time when everybody gets it, the second a week later when he thinks he gets it and the third time a month later when somebody explains it to him. Is this true?I only copied this joke from Reddit, but it was enough to leave a positive impression and win a new language partner.3. Watching Authentic Videos on FluentUDeveloping a native-level accent and comprehension skills is hard enough with one target language. How can you possibly achieve this for five separate languages?Fortunately, there are innovative online tools that make it totally possible. FluentU is one that I always recommend when my friends ask me how I le arn languages. FluentU will expose you to real-world videos, like movie clips, funny YouTube videos, news broadcasts and more, whichve been supercharged with interactive captions. Just click any word you dont recognize and youll get an in-context definition and native pronunciation.Each video also comes with flashcards and exercises to ensure that you retain the new words. Its an efficient and entertaining way to build your vocabulary, while absorbing your target languages the way they sound in real life.Best of all, its quick and easy to flip between multiple languages. Just select your language on the Settings page and FluentU will reload with the relevant videos. FluentU has videos in many Romance languages, Asian languages, English, German, Russian a polyglots paradise!4. Keeping a Language(s) JournalSince I set off on my language learning journey, Ive always kept a multilingual language diary to expand my vocabulary and improve my writing.My method consists of jotting down rand om words Ive learned throughout the day and then mixing them up to create a story, opinion or to capture an idea.Usually, I start off with English, then I translate the text into French and German.At the beginning, I was only capable of writing one to three sentences a day in each language, which sometimes has taken me up to an hour. But now, because I worked at this consistently, writing has turned out to be one of the easiest and most enjoyable daily language learning activities I do.In fact, I now  am able to write one to two pages of German, English or French text in just a few minutes.If you want to use this method, I highly recommend taking advantage of Google Translate (to translate idioms and words) or  Ludwig (to learn how to put words and expressions into context).Visual Thesaurus is another great tool for finding synonyms in English, German, Dutch, Italian, French or Spanish. Its especially useful for language learners because it creates animated, interactive word maps to show you how different synonyms are related.This is more memorable than a simple list of unfamiliar words that you get from a traditional thesaurus. You can even get the results displayed in multiple languages!5. Integrating Foreign Languages into My Day-to-day LifeIf you can make the move to regularly exposing yourself to a language’s vocabulary while going about daily tasks, chances are youll get them down pat more easily than with a textbook or grammar books.I first started integrating foreign languages into my day-to-day life using my devices. I changed the display language on my phone, computer, Facebook account and games I sometimes play. I also switched the language I used in my hobbies. For example, I watched YouTube travel vlogs in German.This can apply to you too. Whether you like watching football games, listening to podcasts, watching TV series or anything in between, you can always do those activities in one of your target languages.This technique is useful even if y oure only learning one languageâ€"applying it to learning five languages is very simple. Just head to your calendar and assign a different language to different weeks or months.  Because this learning technique is designed to give you an immersive language experience, its advisable to focus on one language for a set period of time.For example, I recently changed my email and Twitter languages to French, after Id used them in German for the last six months.Even though my language learning experience has totally improved important aspects of my life, I should admit that it wasnt all sunshine and rainbowsâ€"especially when I first started out.Therefore, if you also want to embark on a language learning journey, stay consistent and patient until you reach your target level.Stay fired up!Yassir Sahnoun  is a writer, polyglot and content strategist.  You can learn more about Yassir at  his website.

Avoiding Student Loan Repayment Traps

Avoiding Student Loan Repayment Traps Image via pexels.com 1) Be as knowledgeable as you can regarding loans   One of the biggest issues that arise from student loans is students lack of general knowledge when it comes to student loans and how to repay them. When you first accepted your student loans, you should have gone through loan counseling that offered a quick lesson on student loans and how to repay them. Unfortunately, many college students breezed through it without much thought or took it so long ago that they forget the majority of what they had learned through loan counseling. There are plenty credible articles and pages dedicated to shedding light on student loans and their repayment process take advantage. Once you have general knowledge of student loans, get more specific information on your own loans: the total cost, interest rates, payment deadlines, etc. If you need more information specific to your student loans, enlist the direct help of your lender to receive statements holding all the information you will need. Keep any and all statements handy so they are easy to find when future questions come up. 2) Be sure about your   interest rates  and how they can vary depending on the loan Interest rates on your student loans will vary depending on the loan type and the first disbursement date of the loan. Make sure you are fully aware of what student loans you have accepted and the interest rate associated with each one When repaying your student loans, some of your payment will be applying to your principal balance. To be sure about the exact amount going toward your principal balance, contact your loan servicer to confirm your payment. Your loan servicer will be the company that collects your student loan payments, responds to any of your questions, and performs miscellaneous administrative tasks associated with federal student loans on your behalf. 3) Keep up with deadlines and dont rely on reminders from others   Another big issue that students often encounter when it comes to student loan repayment is failing to repay their student loans on time. Its easy  to forget one small deadline when there are countless other things going on in your life, especially when loan servicers will not be sending you constant reminders to keep up with your student loan payments. Likewise, you dont want to just rely on yourself to remember deadlines mentally as it will be easy for payment deadlines to slip your mind when a friend is getting married the same week or when you are rushing to pay rent. Write your deadlines everywhere you would plan your other priorities out your personal planner, a wall calendar in your office, your Google Calendar, or Post-it notes on your fridge. 4) Remember that putting off paying loans will ultimately mean more interest in the long run It may seem simple enough interest rates add on to your principal balance as time passes. The more time that passes, the higher amount you will have to repay on your student loans. Unfortunately, many college students and graduates forget about this when they actually have their own student loans to pay. When you are repaying your student loans, you may hear the terms forbearance or deferment, which will allow you to temporarily reduce monthly payments or temporarily stop paying payments. Understand the difference between the two before agreeing to commit to either one. Deferment will mean that you may not be responsible for paying the interest that will accumulate during your deferment period, depending on the type of loan you are deferring the payments on. With forbearance, you will be responsible for paying the interest that accumulates on all federal student loans. The eligibility for both varies, but if you are enrolled in college or career school at least half-time, you will most likely be placed into a deferment period automatically for the duration of your enrollment. Take caution into when your deferment period ends (along with post-graduation grace periods) so that you can avoid missing payments once they are expected to be paid once again.

Does your kid master the three Ps - ALOHA Mind Math

Does your kid master the three P’s All the kids today surely have mastered two out of the three P’s being Pasta and Pizza’s how many have actually even tried the third 3rd one “Pea’s”. Are Brussels’ sprouts, beans and broccoli not showing up regularly at your family dinners? Most parents these days have a battle with their kids trying to even get them to try vegetables. As the saying goes when you cant beat them you be with them. Kids love playing games and its times Parents should start doing the same. But this time I think parents should try and choose to play healthy eating games to get their kids to eat all they think and is right for them. Wonder how to play these games? Very simple, This New Year ‘s make a resolution, a fun and easy one. Promise to try 52 new variety of healthy food for the 52 weeks of the year. Every week you and your family can go to the farmers market together and have race to find a food not tried before this would also help you teach your kids about the local and seasonal food. Always put the kids in charge of finding different recipes and reward them if the dish actually turned to be a success. This also in turn teaches them to be more responsible and take ownership. Last but not the least tip is to make this game more interesting: Maintain a journal with all the new food you have tried and different recipes experimented even the ones that have flopped. With this you surely can starting paving the way to a healthy future. Go on and try this healthy game and let us know how well it worked for you.